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Does the PEO have a place?
Florida requires companies to provide workers compensation benefits for its employees. Therefore, some industries have a difficult time...

Florida Commercial Insurance
Mar 101 min read
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Do the additional resources justify the huge admin fee?
Many PEOs justify their large administrative costs by citing the many additional resources provided to their clients. These include EPLI,...

Florida Commercial Insurance
Feb 241 min read
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Am I still responsible?
Many PEOs claim that you are no longer responsible for your payroll and taxes. This is simply untrue. The PEO is processing your payroll...

Florida Commercial Insurance
Feb 171 min read
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Are you overpaying?
A simple test to be sure. Notify your PEO that you are "shopping" your coverage and request a copy of your loss run report. Commonly, a...

Florida Commercial Insurance
Jan 201 min read
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Are your employees covered?
Ask your PEO regarding the co-employment relationship and claim denial. If you become liable for an injury for someone not currently...

Florida Commercial Insurance
Jan 131 min read
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Insurance Licensing
Simply go to: https://licenseesearch.fldfs.com/ to research your insurance agent/ professional. If he or she is not listed with a General...

Florida Commercial Insurance
Dec 9, 20241 min read
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Am I receiving my cut offs and dividends?
PEOs often "bundle" your rate (including taxes) in order to utilize costs as they see fit. Evaluate your statements to ensure that you...

Florida Commercial Insurance
Nov 10, 20241 min read
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HOW MUCH ARE YOU REALLY PAYING FOR YOUR PAYROLL?
Simply put, chances are you are paying too much! If your payroll is being administered via a percentage, the % (may range from...

Florida Commercial Insurance
Nov 4, 20241 min read
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Insurance Audits
What and Why? The insurance audit is a process common to every insurance policy (carriers have the right to audit any and every policy by...

Florida Commercial Insurance
Oct 28, 20242 min read
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